Tanu तनु
The self — body, health, temperament and how life is met.
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भाव
12 Bhavas
A kundali is divided into twelve bhavas, or houses. Each holds one part of life — the body and temperament, family and wealth, home, children, partnership, work, and the inner life.
The first house begins with the lagna, the sign rising in the east at the minute of birth. KUNDALI uses whole-sign houses, the classical way: each sign is one house, counted onward from the lagna.
Dhana धन
Wealth, family, speech, food and what we value.
Sahaja सहज
Courage, effort, younger siblings, skills and short journeys.
Sukha सुख
Mother, home, land, vehicles, schooling and inner peace.
Putra पुत्र
Children, intelligence, creativity, mantra and past merit.
Ari अरि
Obstacles, illness, debts, service, daily work and competition.
Kalatra कलत्र
Spouse, partnership, contracts and how we meet others.
Ayu आयु
Longevity, transformation, the hidden, research and inheritance.
Dharma धर्म
Fortune, father, teachers, faith, higher learning and pilgrimage.
Karma कर्म
Career, action, reputation and one’s place in the world.
Labha लाभ
Gains, income, friends, elder siblings and fulfilled wishes.
Vyaya व्यय
Expenses, letting go, foreign lands, sleep, retreat and moksha.
How the houses are grouped
Kendra केन्द्र
Houses 1, 4, 7, 10
The four angles — the pillars of the chart. Grahas here act strongly and visibly.
Trikona त्रिकोण
Houses 1, 5, 9
The houses of dharma and grace. Their lords are counted among the most helpful in any chart.
Dusthana दुःस्थान
Houses 6, 8, 12
The houses of difficulty — and of the strength, depth and release that difficulty can bring.
Upachaya उपचय
Houses 3, 6, 10, 11
The houses of growth. What sits here tends to improve with effort and time.